for professional help with your investments?
You should look for a financial planner.
for someone to do this with your best interests in mind?
You should look for a fee-only financial planner.
choose Horseshoe Tax?
Please also see more information
on our frequently asked questions page.
financial planning. We don't sell mutual funds!!!
The majority of financial planners earn their income from the commissions they receive for selling
you mutual funds (and for as long as you continue to own those mutual
funds). The problem with this is their inherent bias towards
mutual funds. The main benefit of hiring a fee-only planner is that you
know your planner won't have any conflicts of interest.
Investing requires knowledge, so we
provide our clients with personalized tutoring to allow them to make
informed investment decisions. We focus on helping our clients match their
investments to their risk tolerance profile. For example, we'll show you how
selling covered call options on a portion of your investments reduces risk
and volatility in your investment portfolio.
Lower your fees.
Save the substantial management fees charged by the average mutual fund.
No front end load.
No deferred sales charges.
No trailer fees.
We've helped many of our clients save $1,000's per year in fees.
In investing, you get what you don't pay for !!
Direct investment in stocks and bonds.
The original purpose of mutual
funds was to provide a professionally managed portfolio to serve
investors with too little to diversify on their own. A fund is a good
tool for someone with less than $50,000 to invest. If your portfolio is
larger than this, you can save on the fees mutual funds charge by
investing directly in stocks and bonds. Your portfolio will also be much
easier for you to understand and manage.
A portfolio consisting of a multitude of mutual funds just doesn't make
Take control of your investments.
We don't take custody of your
assets. We encourage you to do open a discount brokerage account and
take control of your investments. It's not as difficult as you might think.
Income Tax Planning.
For most people, an RRSP is the most
tax efficient way to invest. For others, a TFSA might make more sense.
We can help you choose a strategy that matches your personal situation
and goals. After all, at Horseshoe Tax, income tax is one of our
Personal Financial Planner.
Your personal financial planner will be
Michael Van Heurn, a professional engineer with many years of investing experience.
He provides his clients with regular review meetings to make sure their
financial plan stays on track. To see Michael's credentials, please visit the ABOUT
Investing in securities involves risk
and can result in a loss. Past performance is not indicative of future
results. The investment advice that Horseshoe Tax, its owners, and employees
provides is intended as general investment advice and is not purported
to be tailored to the needs of the person or company receiving the
advice and thus meets the exemption requirements of section 34 of the Securities